Financial Strategies, LLC

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/16880/bull_bear.jpg" alt="Financial Strategies, LLC" height="95" width="156" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <br>4630 Bit & Spur Road <br>Mobile, AL 36608 <br>Phone: 1-800-554-4599<br>1-251-342-4874 <br>FAX: 1-251-340-6166 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email: <br> <a href="mailto:leah@financialstrategiesllc.com"> leah@financialstrategiesllc.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p>At <strong>Financial Strategies, LLC,</strong> we define our role as advocates on behalf of businesses and families who require highly specialized financial and advisory services. Our goal is to help them maximize value and minimize risk for their assets.</p> <p> </p> <p>As a member of PartnersFinancial, an independent national financial services company, our responsibility is to provide access to those sophisticated resources. Some of the professionals with our firm are currently registered to conduct securities business through NFP Securities, Inc. With those resources in place we facilitate the complex corporate and personal financial decisions our clients must make. For example,</p> <p> </p> <hr /> <p> </p> <p><font size="2" face="Arial">What are the best strategies for <strong>corporations</strong> to:</font></p> <p> </p> <ul><br /> <li><a href="/files/nfp/newsletterbdf1.html"><font size="2" face="Arial">Prepare for financial contingencies?</font></a></li> <br /> <li><a href="/files/nfp/newsletter79da.html"><font size="2" face="Arial">Balance cost and appreciation of fringe benefits?</font></a></li> <br /> <li><a href="/files/nfp/newsletter82e3.html"><font size="2" face="Arial">Maximize the value of retirement plan benefits?</font></a></li> <br /> <li><a href="/files/nfp/newsletter2b49.html"><font size="2" face="Arial">Combat erosion of executive benefits?</font></a></li> </ul> <p> </p> <p><font size="2" face="Arial">What are the best strategies for <strong>family businesses</strong> to:</font></p> <p> </p> <ul><br /> <li><a href="/files/nfp/newsletter1525.html"><font size="2" face="Arial">Secure the best future for the companies they have built?</font></a></li> </ul> <p> </p> <p><font size="2" face="Arial">What are the best strategies for <strong>affluent individuals</strong> to:</font></p> <p> </p> <ul><br /> <li><a href="/files/nfp/newsletter4ece.html"><font size="2" face="Arial">Protect financial achievement and assure long term goals?</font></a></li> <br /> <li><a href="/files/nfp/newsletter17bb.html"><font size="2" face="Arial">Sell their old life insurance policies instead of surrendering them?</font></a></li> </ul> <p> </p> <hr /> <p> </p> <p><font size="2" face="Arial">What are the best strategies for <strong>affluent families</strong> to:</font></p> <p> </p> <ul><br /> <li><a href="/files/nfp/newsletterbc9a.html"><font size="2" face="Arial">Control the value of their legacy over generations?</font></a></li> </ul> <p> </p> <p align="center"><font color="#000080"><strong><font size="2" face="Arial">We can help you get the answers you need</font></strong></font></p> <p> </p> <p align="center"><strong><a href="/files/nfp/newsletter10d0.html" class=""><font size="2" face="Arial"><font color="#000080"><strong>Financial Strategies, LLC</strong> - The Decision Process</font></font></a></strong></p> <p align="center"><img width="300" height="55" src="/files/16880/NFP%5Fsecurities%5F300%2Ejpg" alt="" /><strong><a href="/files/nfp/newsletter10d0.html" class=""><font size="2" face="Arial"><font color="#000080"></font></font></a></strong></p> <p> </p> <p> </p> <p><center><font size="2"> </font><font size="2"></font></center></p> <p> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA12_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA12_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/7/TA12_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=695" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Retirement Plan Early Distribution</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=706" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Lease Payment</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much would your monthly lease payment be?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=129" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">College Funding</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate the cost of your child’s education, based on the variables you input.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=136" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cost of Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate how much income and savings you may need in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/7/TA12_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1920" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Are Target-Date Funds Off Target?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Target-date funds are not for everyone, so it's important to gather all the facts.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2029" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">A Simple Way to Help Your Family</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1818" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1770" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Fixed Annuities May Offer Stability</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A source of guaranteed income may help remove some of the uncertainty associated with retiring when the financial markets are fluctuating.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <div class="flashBrandingElement" style="margin:3px 0 12px 4px;"> <script type="text/javascript"> AC_FL_RunContent('codebase','http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,19,0','width','215','height','130','src','/files/movies/classic-b','movie','/files/movies/classic-b','quality','high','wmode','transparent','pluginspage','http://www.macromedia.com/go/getflashplayer'); </script> <noscript> <object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="215" height="130"> <param name="movie" value="/files/movies/classic-b.swf" /> <param name="quality" value="high" /> <param name="wmode" value="transparent" /> <embed src="/files/movies/classic-b.swf" wmode="transparent" quality="high" width="215" height="130" /> </object> </noscript> </div> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/7/TA12_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/7/TA12_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>September 06, 2010 @ 06:20 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>10,447.93</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 127.83</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,233.75</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 33.74</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,104.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 14.41</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/7/TA12_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/7/TA12_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/7/TA12_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/7/TA12_r13_c7.gif" width="211" height="14" border="0"></td> </tr> </table> </td> </tr> </table></div></body></html>